How much can you afford right now? Find out!
To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of "28/36." This means that no more than 28% of your total monthly income (from all sources, before taxes) can go toward housing, and no more than 36% of your monthly income can go toward your total monthly debt (including your mortgage payment).
Mortgage Home Purchase Loans without the Hassle!
Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole.
We're here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with a FREE pre-approval letter request.
We'll help you clearly see the difference between loan programs, allowing you to choose the right one for you whether you're a first-time homebuyer or a seasoned investor.
The Home Purchase Loan Process
Here's how our home purchase loan process works:
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Complete our simple mortgage pre-approval request
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Receive options based on your unique criteria and scenario
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Compare mortgage interest rates and terms
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Choose the offer that best fits your needs
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Fixed Rates
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Adjustable-Rate Mortgage (ARM)
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Conforming Loans
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Jumbo & Super Jumbo Loans
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FHA, VA & USDA Loans
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Terms from 5 to 30 years
